車險費用估算
根據年齡、駕駛記錄、保障級別估算車險保費。
$
預估月保費
$123
per month
預估年保費
$1,470
責任險
$662
碰撞險
$515
綜合險
$294
保障限額
100/300/100 + Collision & Comprehensive
按類型劃分
Frequently Asked Questions
需要哪些保障？
最低：州要求的責任險。標準：碰撞和綜合。
自付額如何影響保費？
自付額越高保費越低。從$500提高到$1,000可節省8-15%。
Why do young drivers pay higher premiums?
Young drivers (under 25) pay higher premiums because statistics show they have higher accident rates. Insurance companies use actuarial data to set rates based on risk. Drivers under 20 can pay 2–3x the premium of a 40-year-old with the same driving record. Rates typically decrease significantly at age 25 with a clean record.
基於行業平均值的粗略估算。