Calculadora de seguro de invalidez
Estime necessidades de seguro de invalidez.
$
%
Group policies typically cost less per dollar of coverage
Prêmio mensal estimado
$80
per month
Monthly Benefit
$4,000
Est. Annual Premium
$960
Replacement Rate
60%
Total Benefits Over Period
$480,000
Recommended Monthly Benefit
$4,000
Cobertura de renda
Frequently Asked Questions
Por que seguro de invalidez?
1 em cada 4 trabalhadores enfrentará invalidez de 90+ dias antes da aposentadoria.
Qual período de espera?
90 dias é o mais comum.
Is employer-provided disability insurance enough?
Employer group disability usually only covers 50-60% of base salary (not bonuses), often capped, and benefits may be taxable if the employer pays premiums. Group policies may also have stricter definitions of disability. Consider supplementing with an individual policy to fill the gap, especially if you have a high income or specialized occupation.
Estimativas educacionais.